Tuesday, 27 November 2012


Oct 1, '10 12:25 PM
for everyone
Some common CWG Jokes !

1) BREAKING NEWS: Suresh Kamadi just tried to hang himself in the CWG stadium. But the ceiling collapsed

2) The truth behind bulk sms banning is to stop kalmadi jokes and not Ayodhya

3) Look at the brighter side; the more countries pull out, the higher 
India is ranked in the final medal’s tally.

4) Terrorists set to skip CWG 2010 citing unlivable conditions and fear for their safety.

5) Q: How many contractors are required to change a light bulb in Delhi CWG stadium?
A: 1 Million. (1 to change bulb and rest 999,999 to hold the ceiling)

6) Whats common between CWG committee and students???
Ans: both start their preparations at the 
11th hour.....

7) 
Prince Charles is actively convincing the Queen to visit dengue hit Delhi , this may be his last chance to become the king!

8) Thanks to Guernsey and Jersey for threatening to pull out of games! We now know these countries existed!

9) Ek waqt aisa aayega, kalmadi bhi sharmayega

10) A collapse a day keeps the athletes away

11) Ba ba Kalmadi, have you any shame. No sir, No sir, we are having a Common 
Loot Game. Crores for my partner, crores for the dame, crores for me too, for spoiling India 's name!

12) AMAZING BUT TRUE: If you re-arrange the letters "Sir U made lakhs" you get "SURESH KALMADI

13) Next edition of CWG will be called KWG, Kalmadi Wealth Games
 
 
Best one!! >>> Delhi badnaam hui CWG tere liye! Sadkein bhi jam hui, CWG tere liye
 (sent by bro Najmuddin)
Sep 30, '10 10:59 AM
for everyone
Awesome! B_O_M_B_A_Y ·  Bombay has no bombs and is a harbour not a bay.
·  Churchgate has neither a church nor a gate. It is a railway station. 
·  There is no darkness in Andheri. 
·  Lalbaag is neither red nor a garden. 
·  No kings ever stayed at Kings Circle. 
·  Nor did Queen Victoria stay at Victoria Terminus. 
·  Nor is there any princess at Princess Street. 
·  Lower Parel is at the same level as Parel. 
·  There are no marines or sailors at Marine Lines. 
·  The Mahalaxmi temple is at Haji Ali. 
·  There are no pigs traded at Dukar bazaar. 
·  Teen bati is a junction of 3 roads, not three lamps. 
·  Trams used to terminate at Kings Circle not Dadar* Tram Terminus (Dadar T.T.). 
·  Breach Candy is not a sweetmeat market, but there is a Hospital. 
·  Safed Pool has the dirtiest and blackest water. 
·  You cannot buy coal at Kolsa street. 
·  There are no Iron smiths at Lohar chawl. 
·  There are no pot makers at Kumbhar wada. 
·  Lokhandwala complex is not an iron and steel market. 
·  Null bazaar does not sell taps. 
·  You will not find ladyfingers at Bheendi Bazaar. 
·  Kalachowki does not have a black Police station. 
·  Hanging Gardens are not suspended.. 
·  Mirchi Gully does not sell chillies. 
·  Figs do not grow in Anjir Wadi. 
·  Sitafals do not grow in Sitafal Wadi. 
·  Jackfruits do not grow at Fanaswadi. 
·  But it is true that you may get fleeced at Chor Bazaar! 

AMCHI MUMBAI 


A City where everything is possible, especially the impossible!
 


Where telephone bills make a person ill, 

Where a person cannot sleep without a pill. 


Where carbon-dioxide is more than oxygen, 

Where the road is considered to be a dustbin,

Where college canteens are full and classes empty,
Where Adam teasing is also making an entry,

Where a cycle reaches faster than a car,
Where everyone thinks himself to be a star,

Where sky scrapers overlook the slum,
Where houses collapse as the monsoon comes,

Where people first act and then think,
Where there is more water in the pen than ink, 


Where the roads see-saw in monsoon, 

Where the beggars become rich soon,

Where the roads are levelled when the minister arrives,

Where college admission means hard cash,
Where cement is frequently mixed with ash. 


This is Mumbai my dear, But don't fear, just cheer, come to Mumbai every year!
 

THINGS TO PROVE YOU'RE A BOMBAYITE 


1. You say "town " and expect everyone to know that this means south Bombay-VT/CH' GATE.

2 You speak in a dialect of Hindi called 'Bambaiya Hindi', 

which only Bombayites can understand.

3. Your door has more than three locks.

4. Rs 500 worth of groceries fit in one paper bag.

5. Train times ( 9.27 , 10.49 etc) are really important events of life.

6. You spend more time each month travelling than you spend at home.

7. You call an 8' x 10' clustered room a Hall.

8. You're paying Rs 10,000 for a 1-room flat, the size
of a walk-in closet and you think it's a "steal."

9. You have the following sets of friends: school friends, college friends, neighbourhood friends,
office friends and yes, train friends, a species unique only in Bombay 
(REALLY TRUE). 
10. Cabbies and bus conductors think you are from Mars
if you call the roads by their Indian name;
they are more familiar with Warden Road, Peddar B Road, Altamount Road.

11. Stock market quotes are the only other thing* besides cricket which you follow passionately.

12. The first thing that you read in the Times of India is the "Bombay Times" supplement.

13. You take fashion seriously.
You're suspicious of strangers who are actually nice to you.

14. Hookers, beggars and the homeless are invisible.

15. You compare Bombay to New York's Manhattan instead of any other cities in India .

16. The most frequently used part of your car is the horn.

17. You insist on calling CST as VT, and Sahar and
Santacruz airports instead of Chatrapati Shivaji International Airport.

18. You consider eye contact an act of overt aggression.

19. Your idea of personal space is no one actually standing on your toes.

20. Being truly alone makes you nervous.

21. You love wading through knee deep mucky water in the monsoons, and actually call it ''romantic'.

22. Only in Bombay , you would get Chinese Dosa and Jain Chicken. 


Salaam Mumbai/Bombay
 ......!!!!

Sep 29, '10 10:09 AM
for everyone
 SEE THE SHADOW ON THE WALL
Sep 29, '10 10:01 AM
for everyone


(WASHINGTON DC -- September 29, 2010) The Islamic Information Center is proud to report that IIC's Chairman, Imam Syed Naqvi, also affectionately known in the Indian and Pakistani community as "Maulana Rafiq Naqvi" will be leading a travel ziyarat group to the country of Iraq, to visit the holy sites, including Najaf, Karbala, Kufa, Kadhmain, Samarrah and more! The details of the travel package are as follows and the full application and information sheet can be downloaded here:

The group will leave from Washington DC and NYC, and attendees have the option of picking which city to depart from. The cost of the package is $3,390.00 and will depart on November 19, 2010 and return on November 29, 2010.
 
The deadline for the registration is in two weeks.
 The remaining balance of the package costs is due by October 10th, 2010
 All checks and money orders are to be made out to:
U.I.F.
15601 Indianola Dr.
Derwood, MD 20855

PACKAGE INCLUDES
1. Return airfare, including all transportation between sites.
2. Accommodations in excellent hotels
3. Daily meals and bottled water including snacks and refreshments
4. Ground transportations by luxury air-conditioned buses
5. Airline transportation and reservations, tick-eting and obtaining visas
6. Visit our Maraja (Grand Ayatollahs)
7. Sightseeing in & around Iraq
8. Preparatory workshop for pilgrims

Najaf is renowned as the site of the tomb of Alī ibn Abī Tālib (also known as "Imām Alī"), the cousin and son-in-law of the prophet Muhammad who was the first Imām. The city is now a great center of pilgrimage from throughout the Islamic world. It is estimated that even Mecca and Medina receive less Muslim pilgrims.
 
The Imām Alī Mosque is housed in a grand structure with a gilded dome and many precious objects in the walls. Nearby is the Wādī as-Salām "Wadi of Peace", claimed to be the largest cemetery in the Muslim world (and possibly the largest in the entire world), containing the tombs of several prophets. Many of the devout from other lands aspire to be buried here, to be raised from the dead with Imām Alī on Judgement Day. Over the centuries, numerous hospices, schools, libraries and convents were built around the shrine to make the city the centre of Shīˤa learning and theology.

 
 Donate to IIC
IIC provides many useful services to the community, but to continue providing the highest quality of work - we need your assistance! Become a member today and you too can enjoy the many benefits the Islamic Information Center has to offer. Click above to become an IIC Member for only $125. Your support is invaluable to accomplishing IIC's mission. IIC uses the world's most secure online payment service, PayPal, for your donations.


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CONTACT US:

Islamic Information Center
National Press Club
529 14th St. Suite 1292
WashingtonDC 21045
Sep 28, '10 1:49 PM
for everyone
VIDEO CLIPPING OF I.....RAQ 

(sent by sis Mariam R. Jiwa)
Attachment: Iraq.wmv
Promote Business Successfully Even On A Tight Budget

When you go into business, your main purpose is to get customers and bring in sales. This can only be accomplished through excellent marketing.

If your door does not open as frequently as expected and your cash register does not ring at all, something is wrong. You need to find out what is wrong as soon as possible, because of the highly competitive world today, getting positive result matters the most. Successful business owners are not really more intelligent or talented than you. They are ordinary people like you who simply know how to do things to work for their advantage.


The usual dilemma of entrepreneurs is capital. While they understand that a good marketing strategy is critical to a business, they usually postpone it until they have recovered their expenses. However, marketing is something that should not be postponed. A follow through is needed to sustain business momentum and eventually grow the business. Fortunately, there is a way to market without spending a lot of money. Here is how:

Distribute greeting cards

Greeting cards are simple yet special ways of letting people know that you remember them. Whether you give them birthday greeting cards or special occasion cards, these cards let your customers feel they are valued.

For a small and medium enterprise, greeting cards are an inexpensive way of promoting business. You can print them in full color if you can afford the expense or in two-color if you are on a tight budget. Your cards do not have to be elaborate and overly creative. As long as you are able to deliver your message clearly, it does not matter your card is expensively produced or not.

Create a referral program
A referral program is like bring a friend promo. This means that for every friend your customer brings, he/she gets a special discount or freebie from you. This promo is not only effective in creating customer relationships, but is cost effective as well as you only had to touch on your existing customers to get new patrons.

Target on a small market rather than the whole

When you are on a tight budget, it is more economical to concentrate on a small niche rather than trying to sell to everyone. For instance, if you own a laundry shop, it may be better to distribute your flyers or brochures to apartments and condominiums instead of giving them out on subdivisions. It is likely that people living in subdivisions do not need laundry services as compared to people living in apartments. The market in apartments may be smaller than in subdivisions, but it sure is a profitable market.

Use several campaign strategies

Aside from using just brochures as your marketing materials, print greeting cards, flyers, and business cards as well. These materials will help you reach your target market easily resulting in greater reach. These materials do not also cost a lot to produce, so even if you are on a tight budget you can easily bring in customers.

Whatever you decide to use as your marketing plan, keep in mind to follow the following factors - visibility, consistency, and commitment. You have to be visible to your target market, remain consistent in your products and services, and commit to your customers. Even if you use simple and inexpensive marketing materials, if you remain visible, consistent, and committed to your business and your customers, you are sure to attain business success.

Sep 25, '10 11:21 AM
for everyone
A man suffered a serious heart attack and had an open-heart bypass surgery. He awakened from the surgery to find himself in the care of nuns at a Catholic hospital. As he was recovering, a nun asked him questions regarding how he would like to pay for his treatment.

She asked if he had health insurance. He replied, in a raspy voice, "No health insurance."

The nun asked if he had money in the bank. He replied, "No money in the bank."

The nun asked, "Do you have a relative who could help you?" He said, "I only have a spinster sister, who is a nun."

The nun became agitated and announced loudly, "Nuns are not spinsters! Nuns are married to God."

The patient replied, "Well, then send the bill to my brother-in-law."
Sep 25, '10 11:00 AM
for everyone

I asked God to take away my pride. And God said “No”.

He said it was not for Him to take away, but for me to give up.
I asked God to make my handicapped child whole. And God said “No”.
He said her spirit was whole, her body was only temporary.

I asked God to grant me patience. And God said “No”.
He said patience is a by-product of tribulations. It isn’t granted, it is earned.

I asked God to give me happiness. And God said “No”.
He said He gives me blessings, happiness is up to me.

I asked God to spare me pain. And God said “No”.
He said suffering draws me apart from worldly cares and brings me closer to Him.

I asked God to make my spirit grow. And God said “No”.
He said I must grow on my own. But He will prune me to make me fruitful.

I asked for all things that I might enjoy life. And God said “No”.
He said He will give me life, that I may enjoy all things.

I ask God to help me love others, as much as he loves me.
And God said “Ah, finally you have the idea!”
Sep 25, '10 10:48 AM
for everyone



One day a Pope and a lawyer died and went to heaven. God came and said, "Follow me and I will give you your rooms."
So they both followed. First God gave the Pope his room; it was very small with a small bed and a small desk.
"Thank you, thank you my lord," said The Pope.
Then God gave the lawyer his room; it was big room with a big bed and a big deck with a pool and a pretty woman. "Mr. God, why are you giving this room to me and the other one to The Pope?" the lawyer asked. 
"Well, we get popes by the dozens
, but you`re our first lawyer."
Sep 25, '10 10:44 AM
for everyone


A Lawyer dies and goes to heaven. He knocks on the old pearly gates and out walks St. Peter. "Hello mate," says St. Peter, "I`m sorry, no Lawyers in heaven."
"What?" exclaims the man, astonished.
"You heard, no Lawyers."
"But, but, but, I`ve been a good man", replies the Lawyer.
"Oh really", says St. Peter. "What have you done, then ?"
"Well" said the guy, "Three weeks before I died, I gave 10 dollars to the starving children in Africa".
"Oh" says St.Peter. "anything else?"
"Well, 2 weeks before I died I also gave 10 dollars to the homeless."
"Hmmm. Anything else?" "Yeah. A week before I died I gave 10 dollars to the Albanian orphans."
"Okay", said St. Peter, "You wait here a minute while I have a word with the boss."
Ten minutes pass before St. Peter returns.

He looks the bloke in the eye and says, "I`ve had a word with God and he agrees with me. Here`s your thirty dollars back, now take a hike!"
Sep 25, '10 10:39 AM
for everyone
 small, uncertain, and nervous witness was being cross-examined.

The lawyer thundered, "Have you ever been married?"

"Yes, sir," said the witness in a low voice. "Once."

"Whom did you marry?" the lawyer demanded.

"Well, a woman," the witness answered timidly.

The lawyer said angrily, "Of course you married a woman. Did you ever hear of anyone marrying a man?"

And the witness said meekly, "My si
ster did."
Sep 25, '10 10:37 AM
for everyone
A guy was driving when a policeman pulled him over. He rolled down his window and said to the officer, "Is there a problem, Officer?"
"No problem at all. I just observed your safe driving and am pleased to award you a Safe Driver Award. Congratulations, what do you think you're going to do with the prize money?"
He thought for a minute and said, "Well, I guess I'll go get that drivers' license."
The lady sitting in the passenger seat said to the policeman, "Oh, don't pay attention to him, he's a smartass when he's drunk and stoned."
The guy from the back seat said, "I told you guys we wouldn't get far in a stolen car!"
At that moment, there was a knock from the trunk and a muffled voice said, "Are we over the border yet?"
Sep 25, '10 10:32 AM
for everyone


A witness to an automobile accident was testifying. The following exchange took place between the lawyer and the witness:
The lawyer, "Did you actually see the accident?"
The witness, "Yes, sir."
The lawyer, "How far away were you when the accident happened?"
The witness, "Thirty-one feet, six and one quarter inches."
The lawyer (thinking he'd trap the witness), "Well, sir, will you tell the jury how you knew it was exactly that distance?"
The witness, "Because when the accident happened I took out a tape and measured it. I knew some stupid lawyer would ask me that question."
Sep 25, '10 10:24 AM
for everyone
PLEASE SEE ATTACHED SLIDE SHOW
(sent by sis Nazi Karim)
Attachment: 10_words.pps
Sep 25, '10 10:18 AM
for everyone
WHAT HAPPENS IN HEAVEN 
This is one of the nicest e-mails I have seen and is so true: 
I dreamt that I went to Heaven and an angel was showing me around. We walked side-by-side inside a large workroom filled with angels. 


My angel guide stopped in front of the first section and said, 'This Is the Receiving Section. Here, all petitions to GOD said in prayer are Received..'

looked around in this area, and it was terribly busy with so many angels sorting out petitions written on voluminous paper sheets and scraps from people all over the world.. 

Then we moved on down a long corridor until we reached the second section. 

The angel then said to me, 'This is the Packaging and Delivery Section. Here, the graces and blessings the people asked for are processed and delivered to the living persons who asked for them.' 


I noticed again how busy it was there. There were many angels working hard at that station, since so many blessings had been requested and were being packaged for delivery to Earth

Finally at the farthest end of the long corridor we stopped at the Door of a very small station To my great surprise, only one angel was Seated there, idly doing nothing. 'This is the Acknowledgment Section,' My angel friend quietly admitted to me. He seemed embarrassed 'How Is it that there is no work going on here?' I asked. 

'So sad,' the angel sighed. 'After people receive the blessings that they asked For, very few send back acknowledgments .' 


'How does one acknowledge GOD's blessings?' I asked. 

'Simple,' the angel answered. Just say, 'Thank you, LORD.' 


'What blessings should they acknowledge? ' I asked.

'If you have food in the refrigerator, clothes on your back, a roof overhead and a place to sleep you are richer than 75% of this world. If you have money in the bank, in your wallet, and spare change in a dish, you are among the top 8% of the world's wealthy .' 

'And if you get this on your own computer, you are part of the 1% in the world who has that opportunity. '


Also ......

' If you woke up this morning with more health than illness ... You are more blessed than the many who will not even survive this day .' 

'If you have never experienced the fear in battle, the loneliness of imprisonment, the agony of torture, or the pangs of starvation .. You are ahead of 700 million people in the world.' 


'If your parents are still alive and still married ...you are very rare .' 

'If you can hold your head up and smile, you are not the norm, you're unique to all those in doubt and despair.' 


Ok, what now? How can I start?

If you can read this message, you just received a double blessing in that someone was thinking of you as very special and you are more blessed than over two billion people in the world who cannot read at all.

Have a good day, count your blessings, and if you want, pass this along to remind everyone else how blessed we all are. 


A TTN:

Acknowledge Dept.: 'Thank you Lord, for giving me the ability to share this message and for giving me so many wonderful people to share it with.
 Regards.
 (sent by sis Naji Karim)

Muslim Shia Council
In the name of Allah, the Beneficent, the Merciful

Announcing the time for the 10th Annual Conference of
The Council of Shia Muslim Scholars in North America

To:
  • Respected Scholars, Preachers, Speakers and Imams of congregations.
  • Directors and Board members of Islamic Centers, Associations.
  • All concerned and willing to serve the needs of believers regarding personal affairs law.
Peace and greetings upon you,

We would like to inform you that the Council of Shia Muslims Scholars in North America and due to issues regarding the hotels and related services, we are holding the Tenth Annual Conference this year on October 16th, 2010 inDearborn, MI. The Conference will dedicate most of its agenda to the subject of Personal Affairs (Marriage, Divorce, Wills and Inheritance, and related issues) based on Islamic and Civil law. The conference will be attended by expert scholars and lawyers.

In addition, the election of the Executive Committee for the next two years will take place, and the election of the Crescent Committee.

Written invitations will be sent in few days. Therefore, we would like to ask anyone who wants to participate and attend the conference to resend their mailing address to ensure accuracy.

Please send the address to the following email: a.almosawi@imam-usorg
We ask the Almighty to shower you with His Mercy in this blessed month.
Thank you & Salam Alikum
Sep 24, '10 12:26 PM
for everyone
Top 7 Critical Business Financing Mistakes

Avoiding the top 7 business financing mistakes is a key component in business survival.

If you start committing these business financing mistakes too often, you will greatly reduce any chance you have for longer term business success.

The key is to understand the causes and significance of each so that you're in a position to make better decisions.



Business Financing Mistakes (1) - No Monthly Bookkeeping.

Regardless of the size of your business, inaccurate record keeping creates all sorts of issues relating to cash flow, planning, and business decision making.

While everything has a cost, bookkeeping services are dirt cheap compared to most other costs a business will incur.

And once a bookkeeping process gets established, the cost usually goes down or becomes more cost effective as there is no wasted effort in recording all the business activity.

By itself, this one mistake tends to lead to all the others in one way or another and should be avoided at all costs.

Business Financing Mistakes (2) - No Projected Cash Flow.

No meaningful bookkeeping creates a lack of knowing where you've been. No projected cash flow creates a lack of knowing where you're going.

Without keeping score, businesses tend to stray further and further away from their targets and wait for a crisis that forces a change in monthly spending habits.

Even if you have a projected cash flow, it needs to be realistic.

A certain level of conservatism needs to be present, or it will become meaningless in very short order.

Business Financing Mistakes (3) - Inadequate Working Capital

No amount of record keeping will help you if you don't have enough working capital to properly operate the business.

That's why its important to accurately create a cash flow forecast before you even start up, acquire, or expand a business.

Too often the working capital component is completely ignored with the primary focus going towards capital asset investments.

When this happens, the cash flow crunch is usually felt quickly as there is insufficient funds to properly manage through the normal sales cycle.

Business Financing Mistakes (4) - Poor Payment Management.

Unless you have meaningful working capital, forecasting, and bookkeeping in place, you're likely going to have cash management problems.

The result is the need to stretch out and defer payments that have come due.

This can be the very edge of the slippery slope.

I mean, if you don't find out what's causing the cash flow problem in the first place, stretching out payments may only help you dig a deeper hole.

The primary targets are government remittances, trade payables, and credit card payments.

Business Financing Mistakes (5) - Poor Credit Management

There can be severe credit consequences to deferring payments for both short periods of time and indefinite periods of time.

First, late payments of credit cards are probably the most common ways in which both businesses and individuals destroy their credit.

Second, NSF checks are also recorded through business credit reports and are another form of black mark.

Third, if you put off a payment too long, a creditor could file a judgement against you further damaging your credit.

Fourth, when you apply for future credit, being behind with government payments can result in an automatic turndown by many lenders.

It gets worse.

Each time you apply for credit, credit inquiries are listed on your credit report.

This can cause two additional problems.

First, multiple inquiries can reduce you overall credit rating or score.

Second, lenders tend to be less willing to grant credit to a business that has a multitude of inquiries on its credit report.

If you do get into situations where you're short cash for a finite period of time, make sure you proactively discuss the situation with your creditors and negotiate repayment arrangements that you can both live with and that won't jeopardize your credit.

Business Financing Mistakes (6) - No Recorded Profitability

For startups, the most important thing you can do from a financing point of view is get profitable as fast as possible.

Most lenders must see at least one year of profitable financial statements before they will consider lending funds based on the strength of the business.

Before short term profitability is demonstrated, business financing is based primary on personal credit and net worth.

For existing businesses, historical results need to show profitability to acquire additional capital.

The measurement of this ability to repay is based on the net income recorded for the business by a third party accredited accountant.

In many cases, businesses work with their accountants to reduce business tax as much as possible but also destroy or restrict their ability to borrow in the process when the business net income is insufficient to service any additional debt.

Business Financing Mistakes (7) - No Financing Strategy

A proper financing strategy creates 1) the financing required to support the present and future cash flows of the business, 2) the debt repayment schedule that the cash flow can service, and 3) the contingency funding necessary to address unplanned or unique business needs.

This sounds good in principle, but does not tend to be well practiced.

Why?

Because financing is largely an unplanned and after the fact event.

It seems once everything else is figured out, then a business will try to locate financing.

There are many reasons for this including: entrepreneurs are more marketing oriented, people believe financing is easy to secure when they need it, the short term impact of putting off financial issues are not as immediate as other things, and so on.

Regardless of the reason, the lack of a workable financing strategy is indeed a mistake.

However, a meaningful financing strategy is not likely to exist if one or more of the other 6 mistakes are present.

This reinforces the point that all mistakes listed are intertwined and when more than one is made, the effect of the negative result can become compounded.

Sep 24, '10 12:24 PM
for everyone
How to Raise Money for a Business

Anyone looking to start a company or business venture of their own, needs to know how to raise money for a business. The capital is one of the first things that need to be taken into consideration when one is setting out on a business venture, and there are many different sources to obtain this capital. It is not necessary to stick to one particular source rigidly, even a combination of various different sources can be made use of.

Anyone who is wondering how to raise money for a restaurant, a small business, an advertising agency or any other small-scale venture should keep these methods in mind. Approaching the right people for the money is vitally important for the success of the business, and if this is not catered to properly, the business will be doomed from the very beginning.

Personal Savings

This is the most obvious source of money for starting a business. If you have saved up enough money over the years, go ahead and make use of it for your business. You will not be answerable to anyone, and you will not have to worry about repaying someone. If you choose this option, ensure that you are not using all your savings though. Many people neglect this option of how to raise money for a business because if they lose the money, they will have nothing left to live on.

Venture Capitalists

This is the next most obvious source for your potential business. Venture capitalists are professional agencies who put in money, or venture capital, into an upcoming business. What they get in return is either a share of the business, or a share of the profits, or pretty high interest rates. It may sound like exploitation, but this is one of the best ways to get money. Venture capitalists are always looking for new and innovative business ideas that are likely to succeed.

Angel Investors

These are a refined form of venture capitalists, but many people think they mean the same thing. Angel investors are less demanding than venture capitalists, and are with your business in the long run. Usually, they are someone who you would know personally, and they are simply looking for ways to get a higher return on their investment. How companies raise money depends a lot on the nature of the business, and the method of entrepreneurship adopted. Angel investors also help out the business by providing some guidance and mentoring.

Personal Borrowings

Here is a method on how to raise money for a business that should be avoided as far as possible. You can borrow money from someone you know, namely your friends, family or other people. The problem here is that once you mix business and personal relationships, things start to get a bit sour. This is a situation that needs to be handled with great tact and diplomacy, and not everyone can manage to do that. Still, this is a method that many people opt for.

Bank Loans
Another answer to how to raise money for a small business, is to approach a bank for a small business loan. With banks you will not be required to pay a very high interest rate, but you will need sufficient documentation about the business model of your business. Along with that, your credit history and financial stability will also be scrutinized, to see if you are worthy of getting the loan. Most people would love to get a bank loan, but are simply not eligible. This is especially true for someone who is wondering how to raise money to start a business without owning any fixed assets.

Advertising

Here is another answer, but one that requires a suitable amount of investment, and more than a fair share of patience. If you can handle the advertising of your upcoming company well, you can get more than enough money to sustain it in the long run. There are some websites that also let you advertise your business plan, and then suit you up with a matching investor. This is a slightly unreliable method for sure, but it works wonders if one can find the right match. People wondering how to raise money for a marketing campaign, can use the methods already mentioned above.

Other Options

Here are some other answers to the question 'How to raise money for a business'. One can approach some small business investment companies, some business development commissions, some life insurance companies or a money broker as well. The reliability of these other options will not be very high, and their demands may be exorbitant, but if you have run out of all other options, then this is something that you will need to resort to.

You should move as soon as possible in order to get as much capital and business financing as you can. There are a variety of sources available to you, and as long as you have a great and reliable business plan, you will be able to procure capital. It is not all that difficult to learn how to raise money for a business, but all you need, more than anything else, is the faith and belief in yourself.

Sep 24, '10 12:19 PM
for everyone

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